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Applying for A Visa Credit Card is Easy

Stop by  the Rapides Federal Credit Union at 612 Broadway Avenue in Alexandria to get an application or download your application here. 

How we calculate your balance. We use a method called "average daily balance (including new purchases)."


Effective Date.

The information about the cost of the card described in this application is accurate as of April 1, 2013. This information may have changed after that date. To find out what may have changed, contact the Credit Union.



  • Late Payment Fee: $25.00 or the amount of the required minimum payment, whichever is less, if you are one (1) or more days late in making a payment.

  • Returned Payment Fee: $25.00 or the amount of the required minimum payment whichever is less.

  • Document Copy Fee: $12.00

  • Emergency Card Replacement Fee: $150.00

  • Card Replacement Fee: $10.00

  • Card Recovery Fee: $65.00


These rates are subject to change without notice.  Fees may reduce earnings on accounts. When in doubt, please contact the credit union.

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